Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

I will walk you through the closing costs, answering any questions you may have.  We work hard with our service providers to keep your costs as low as possible and do not add a premimum to the costs that we incur when putting your loan together.  Our company does not own any service provider's and are therefore not "bound" to using them.  Generally speaking this lowers the costs of the services and increases the quality due to the competitive nature of the services. 

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the typical costs associated with your request and may not include all the closing costs. I will be glad to review a comparision of the "Good Faith Estimates," answering questions and highlighting missing costs and estimates I believe to be low.